always work on your reasons first and the answers second. (Location 310)
“What do I want within the next one to ten years?” (Location 395)
Take between twelve to fifteen minutes for the whole exercise, (Location 396)
write down about fifty different items. (Location 397)
if you have very few long-term goals, perhaps you haven’t yet decided (Location 410)
what kind of life you want to build over the long run. (Location 410)
the best way to enjoy life is to wrap up one goal and simultaneously begin work on the next one. (Location 419)
Here’s a question you should spend some time pondering: What kind of person will you have to become to get all you want? (Location 497)
Some people never get started because they’re always studying the roots. (Location 527)
And then there are others who choose to pick the fruit while they study the roots. It all depends on which end you want to start with. I recommend that you start asking. (Location 528)
At the end of the day take a few moments to review the happenings of the day — where you went, what you did, what you said. Ponder what worked and what didn’t, what you want to repeat and what you want to avoid. Try to remember incidents as vividly as possible. Remember the colors, the sights, the sounds, the conversations, the experiences. (Location 642)
Another good time to reflect is at the end of major periods such as a week, a month, or a year. (Location 649)
At the end of the week take a few hours for reflection to ponder the events of the past seven days. At the end of a month take a day. And at the end of a year take a week … to review, ponder, and reflect on everything that has happened in your life. (Location 649)
devote just thirty minutes a day to learning. (Location 699)
Then stretch your thirty minutes to a full hour. (Location 700)
What he hasn’t realized is that he doesn’t have ten years’ experience. What he has is one year’s experience repeated ten times. He hasn’t made a single improvement, a single innovation in nine years! (Location 816)
“The only way it gets better for you is when you get better.” (Location 855)
Not a bad idea — to use the winter for personal development. (Location 866)
“Don’t wish it were easier, wish you were better. Don’t wish for fewer problems, wish for more skills. Don’t wish for less of a challenge, wish for more wisdom.” (Location 868)
YOU CAN CHANGE ALL THINGS FOR THE BETTER WHEN YOU CHANGE YOURSELF FOR THE BETTER. (Location 954)
the greatest satisfactions of life come to those of us who make a habit of doing the best with what we’ve got. (Location 1044)
The Appetizer for the Full Discourse on the Subject of Financial Independence, (Location 1053)
Everything is symptomatic of something. It’s either symptomatic of something right or it’s symptomatic of something wrong. (Location 1058)
If you’re spending more than you’re making, you may be committing slow financial suicide. (Location 1061)
Are you using it in a wise manner, spending no more than seventy percent of your total income? (Location 1063)
“I would suggest that if you had a better plan you would have more money.” (Location 1066)
it’s not the amount that counts; it’s the plan that counts. It’s not how much you allocate but how you allocate (Location 1066)
you must learn to live on seventy percent of your after-tax income. (Location 1126)
Of the thirty percent not spent, one-third should go to charity. (Location 1129)
contributing ten percent of your after-tax income is a good amount to strive for. (Location 1130)
it’s considerably harder to give away a hundred thousand dollars out of a million. (Location 1137)
start you early so you’ll develop the habit before the big money comes your way. (Location 1138)
With your next ten percent of your after-tax income you’re going to create wealth. (Location 1140)
Why not work full time on your job and part time on your fortune? (Location 1154)
The last ten percent should be allotted to savings. (Location 1157)
kids ought to have two bicycles — one to ride and one to rent. (Location 1163)
Show children how to buy a bottle of soap for two dollars and sell it for three dollars — right in the neighborhood. (Location 1166)
you spend all your profit, you’ll wind up broke and unhappy.” (Location 1184)
Poor people spend their money and save what’s left. Rich people save their money and spend what’s left. (Location 1217)
the difference is not so much in how much you make as it is in how you use what you make. (Location 1232)
The major role of grandparents should be to teach their grandchildren how to be wealthy, cultured, and happy “just like us.” (Location 1237)
If you are not financially independent by age forty or fifty, (Location 1239)
It simply means that you have the wrong plan. (Location 1241)
From time to time we, too, must execute our own mid-course correction if we are to become financially independent. (Location 1244)
list the value of your assets on one side of a piece of paper and the total of what you owe, or liabilities, on the other side. (Location 1250)
“It’s not important how good it looks. What is important is that you do it.” (Location 1253)
you need to have a financial statement. (Location 1257)
make a point of knowing exactly where it all goes and where it all comes from. (Location 1261)
if you will be faithful to a few things, you will someday become the ruler over many things. (Location 1268)
If one cannot arrange that an income of twenty-four hours shall exactly cover all proper items of expenditure, one does muddle one’s whole life indefinitely. (Location 1307)
He even allots time for drifting, by scheduling time to do nothing. (Location 1352)
Enlightened time managers look for new ways to multiply their productivity. In other words, they develop wealth by the use of leverage. (Location 1356)
“No, I don’t think I can. But if that changes, I’ll give you a call.” (Location 1367)
When you work, work; and when you play, play. (Location 1370)
OPERATE FROM DOCUMENT NOT FROM THOUGHT. (Location 1445)
take the rest of the day off and start planing the next day, the next week, the next month. (Location 1447)
A journal is a gathering place for all the good information and wisdom that comes your way. (Location 1451)
get a project book — a ring binder with tabs (Location 1458)
allot a separate section in your binder to each individual. (Location 1458)
keep all pertinent information about him or her. (Location 1459)
performance, family history, goals, strengths, needs, or anything else you consider relevant. (Location 1460)
depending on your particular business or profession, (Location 1462)
Note: Start a “deals book” with a tab for each deal you are workinh on. Includde negotion checklists and logs. Use tickler file for active documents you need for the date of next scheduled action and file all other information in the deal book.
you may also want to “tab” each office or department. (Location 1462)
centralize all data so that you can focus on it without having to spend wasted hours hunting for information in countless forgotten files. (Location 1463)
“keep tabs” on each one of your children. (Location 1465)
your personal financial affairs will also benefit from this system by allowing you to refer at a glance to all your investments, insurance policies, and the like. (Location 1470)
Your Day-Timer can also be used as a gathering place for those daily or weekly highlights you wish to log into your journal or project book. (Location 1478)
DON’T START YOUR DAY UNTIL YOU HAVE IT FINISHED. (Location 1483)
always plan your day before you start. (Location 1484)
“What do I want to accomplish this week?” (Location 1488)
a game plan acts like a spread sheet, but instead of listing numbers, it lists activities. (Location 1498)
you can use the game-plan technique for either a single project or a variety of concurrent projects. (Location 1498)
On a sheet of graph paper make vertical columns of the number of days this plan is to cover. (Location 1499)
side of the paper make a heading called “activities.” (Location 1500)
determine the deadline that must be met and plot it on the spread sheet. (Location 1503)
calculate the days it will take to accomplish the task and block them on your game-plan sheet. (Location 1503)
It’s easy to remain mediocre. All you need to do is spend major time on minor things with minor people. (Location 1564)
look for people of substance and culture — people who spend time reflecting on the meaning of life and who accomplish great things through discipline and perseverance. (Location 1573)
in your present circumstances you’ll have to plot and scheme to do that.” (Location 1576)
It’s really not all that difficult to associate with successful people. Just get involved in your community. (Location 1580)
make an investment in a rich person’s appetite. Take a rich person out for a meal. There’s no telling what you can learn in an hour or two of wealth-oriented talk. (Location 1583)
find some successful people to help you with your success plan; (Location 1586)
find some healthy people to encourage you to have an exercise and nutrition plan; (Location 1586)
find someone who knows how to live to teach you the secrets of a rewarding lifestyle. (Location 1587)
Pity the person who has a favorite restaurant but not a favorite thinker. (Location 1603)
“farm” the seeds of constructive influence. (Location 1608)
don’t just learn how to earn, learn how to live!” (Location 1616)
learn the art of designing a lifestyle, the art of learning how to live.” (Location 1620)
BE HAPPY WITH WHAT YOU HAVE WHILE PURSUING WHAT YOU WANT. (Location 1656)
Lifestyle, as I define it here, is a matter of awareness, values, education, and disciplined taste. (Location 1663)
Think of something you can do today to make you feel richer and better about yourself and your life; (Location 1666)
Let’s all set new goals to not miss anything, especially those things that are within our reach. (Location 1675)
allow a conscious act to well up from a unique thought. (Location 1676)
if you master the art of lifestyle and happiness, more money will help you to amplify your happiness and inner wealth.” (Location 1683)
So remember the quest. It’s to have the best in the time available to us. It’s not the amount, it’s the value. (Location 1688)
But you must do more in life than know the theory of how things are supposed to work. In the free enterprise system you must act to make things happen. Only applied knowledge counts. (Location 1751)
how do you go about bridging the gap between knowledge and action? Is there a third component that acts as a catalyst? Fortunately, there is. It is our emotions. (Location 1753)
To a great degree civilization itself can be defined as the intelligent channeling of human emotion. Emotions are the fuel and the mind is the pilot which together propel the ship of civilized progress. (Location 1756)
The person who feels disgust has reached a point of no return. (Location 1762)
Whatever you do, don’t camp at the fork in the road. (Location 1782)
Decide. It’s far better to make a wrong decision than to not make one at all. (Location 1783)
PROMISE YOURSELF YOU’LL NEVER GIVE UP. (Location 1809)
The whole world loves to watch those who make things happen, and it rewards them for causing waves of productive enterprise. (Location 1816)
have nothing against affirmations as a tool to create action. Repeated to reinforce a disciplined plan, affirmations can help create wonderful results. (Location 1819)
affirmations without action are the beginnings of self-delusion. (Location 1820)
